Bill is the ultimate underdog/survivor/achiever who overcame personal circumstances and tragedy to rise to the top in America.

Homeless at age 14, Bill traveled with a carnival and later became part of a street gang. As an alcoholic at age 17, Bill fell down some stairs and shattered his vertebrae. He was told he’d never walk again.

It was at that point that Bill began to surprise people. Not only did he walk again, but he went on to get his GED. He struggled through college and then law school. He became wealthy through real estate and then in the oil business.

He was on his way to a good life until OPEC slashed the price of oil – leaving Bill out of business and a million dollars in debt.

Refusing to give up, Bill and his wife & business partner, Kathy, borrowed $13,000 and bought the first box of bad loans ever offered by the Federal Deposit Insurance Corporation.

Three years later, they had repaid the entire million dollar debt. Over the next 13 years they grew the company to 3,900 employees with revenues in excess of $1 billion and earnings in excess of $182 million.

There they pioneered novel financial instruments still used today on Wall Street. They also implemented unheard-of benefits for their employees, such as salaries at 2 times the industry standard, free health care, free on-site daycare, 250% 401K match program and legendary company trips where they took ALL of the employees and their spouses on annual trips to the Bahamas, Las Vegas and ocean cruises.

One year they leased twenty seven Boeing 747s so they could fly 6,000 employees and spouses to Disney World from Tulsa.

Bill and Kathy have individually been on the covers of national business magazines, Kathy on the cover of Forbes, and Bill on the cover of Inc. They were listed individually in the Forbes 400 wealthiest people in America. One national magazine ranked them number 25.

In 1998, tragedy struck when Bill's former business partner committed fraud and sent the company into bankruptcy. Bill's former business partner told the prosecutors that he had acted without Bill's knowledge. This partner admitted his guilt and was sent to prison.

But in the post-Enron environment, U.S. Attorney General, John Ashcroft, indicted Bill on 57 felony counts relating to Bill's partner's activities. Five years later, after a 2 ½ month long trial where the government called 53 witnesses and produced over 1,000 exhibits, Bill rested his case without calling a single witness or producing a single exhibit. The jury unanimously acquitted Bill on all counts.

17 months after his acquittal and 6 ½ years after his company was liquidated, the Federal Bankruptcy Trustee issued his report which publicly acknowledged for the first time, "Bill’s company had not committed fraud."

This experience would have embittered most people, but not Bill. He now travels the country, sharing his story of how he created his success and how he dealt with his challenges.

In Bill’s new book, he shares his insights on how regular citizens can benefit from the most recent economic crisis. There’s no need to become a victim of the economy—another statistic for the nightly news.

Instead, Bill’s book will show you exactly how he made a billion dollars in the last economic crisis, and how your opportunity is as big as you want it to be—if you follow Bill’s tested and proven steps.